Who we serve
Once heads of terms are agreed, the buyer's solicitor can ask who holds your web address, and a buyer's IT review who holds your email and admin logins, alongside the filings and the share register. Check your own business free, from public records, in about a minute.
To talk it through, ring Mal Murphy on 07830 879318, weekdays, 9am to 5pm.
Does April affect you?
The lifetime limit for Business Asset Disposal Relief falls from £1 million to £500,000 for qualifying disposals made on or after 6 April 2027. HMRC expects about 13,000 of roughly 51,000 claimants to be affected.1
If your lifetime qualifying gains, with any relief you have claimed before, come to more than £500,000, completing after 5 April could mean up to £30,000 more tax. If they come to less, nothing changes. Your accountant can tell you which you are.
Normally the disposal date for Capital Gains Tax is exchange, not completion (TCGA 1992 s.28). But HMRC's policy paper adds rules for “unconditional but uncompleted contracts before 6 April 2027”: the gain “will be subject to the £500,000 lifetime cap unless” the parties can show the contract was not entered into for the tax advantage of the timing rule. So completing by 5 April 2027 is what keeps the £1 million limit.1
| Disposals made by 5 April 2027 | On or after 6 April 2027 | The difference | |
|---|---|---|---|
| Gains of £400,000 | £72,000 | £72,000 | None |
| Gains of £750,000 | £135,000 | £150,000 | £15,000 more |
| Gains of £1,000,000 | £180,000 | £210,000 | £30,000 more |
Assumes the whole lifetime limit is unused and the gain above it is taxed at 24%. Your accountant works out your own.
What the check shows
Each item on your page says why the buyer asks, what the records show, how to check it yourself, who fixes it and what fixing it involves.
The register
Companies House, looked up live
Who holds the keys
The web address's public records, and the website as any visitor sees it
The clocks
Counted back from Monday 5 April 2027: the FCA's in working days, the others in calendar days
Who does what
Each item names who fixes it: your accountant, your solicitor, your IT provider, us in the review, or a regulator whose clock has to start now.
Your accountant
Your solicitor
Bondstone, in the review
Your IT provider
Regulator deadlines
The review
What you get: the review prepared from the public record before the call; one call on a shared screen, where you log in to your own accounts while we record who holds each key, in whose name and with what recovery details; the handover report your accountant and your solicitor can use; and, where a key sits with a former supplier or employee, its recovery started with you. We never take passwords.
What we keep
Only if your qualifying gains, with any relief you have claimed before, come to more than £500,000. HMRC expects about 13,000 of roughly 51,000 claimants to be affected. At gains of £1 million or more, with the whole limit unused, it could be up to £30,000.
Your web address. That is all the check needs.
No. The check uses public records only. In the review you log in to your own accounts on a shared screen, and we never take passwords.
Yes. It credits your accountant, who only sees how many clients used the link, never your result, unless you send it to them.
£2,500 for your business, by card. The fixes have fixed prices: the email lock-down £295, the emergency clean-up £495.
Every figure on this page is from the source beside it, with its date. Where we give a date to start by, it is counted back from Monday 5 April 2027: the FCA's in UK working days, the others in calendar days.
From public records, in about a minute: what the buyer will raise, who fixes it, and your dates.